There was an interesting story posted today on msnbc.com (
http://www.msnbc.msn.com/id/29642519/). The gist of it is that various characters are preying upon borrowers in default, charging excessive fees with claims of being able to help them save their homes. They purport to be loan experts who essentially do nothing and steal these innocent borrowers' money. Unless the person is an attorney qualified to negotiate with lender's counsel and file the appropriate court papers to defend the live foreclosure action, I suggest that the consumers out there proceed with extreme caution. As the article points out, the worst part is that these scammers probably will not wind up in prison, where they belong. Let me know your thoughts. -Harper J. Dimmerman, Esq. (http://www.hjdlaw.net)